Staying on top of finances and monitoring our budgets is more important than ever in the current economic climate and anything that can help us do this is always going to be worthy of attention. As an iPhone owner, you are blessed with having the tools you need for managing personal finances just a few clicks away in the iOS store. Here are the top 5 apps for managing personal finances on the Apple iPhone, some are free and some are available at a small price, but all are useful.
Not paying bills on time and the charges that are passed on to you by the company’s that you owe can be a big drain on finances. Bill Assistant can help you avoid these charges by sending you alerts when bills need paying and providing you with information such as how much you owe to a certain company. This app will also keep a record of you past payment history for future reference. You can pick up Bill Assistant for just £0.69.
This clever little £1.99 app can help you remain in full control of multiple bank accounts by providing you with the platform to monitor each of your accounts at one. Each account is given an icon that will change colour in relation to the financial health of your bank balance. It can also be set up to give you alerts about your money and the incomings and outgoings of your accounts. Well worth having.
One of the hardest parts of managing personal finances is saving. Amongst paying for basic living expenses and various household bills, saving the money for a holiday or a new car can be tough. Saving Goals is a free app that can help you save realistically by allowing you to enter a target amount and a date that you wish to reach this amount. It will also create a very useful saving schedule and tracker to ensure you keep to keep to your target.
Money Lover is another free app that allows you to easily budget your money across weeks, months and years and in various different currencies. There is nothing flashy about this app, but it is simple and very effective. The financial calendar lets you keep tabs on all of your transactions and set up alerts so you are aware of where every single penny of your money is going.
Expensify is an app that allows you to sync with various credit card and bank accounts to track business-related purchases. You can also take pictures of receipts and turn them into digital copies to send to colleagues as well as compiling reports in PDF form to send to your boss. A great app that is easy to use.