There are a number of great iPhone finance-related apps in the marketplace, but none are as important as those that help you secure you and your family’s financial future. We typically don’t like to think too far ahead, especially in terms of our own retirement, or worse still – our death. However, with a great range of pensions, annuities and life insurance products, the sooner you start planning the better your future will be.
What Every Investor “Should Know” About Investment Industry Technology
Why would/should we care about the technology behind our investments?
It is really easy to think that technology is like an on/off switch. It is either ON (working) or OFF (not working), and that all you need to concern yourself with, as a consumer, is that the company that handles your investments 1) knows what they are doing and 2) has uptime during market hours. If those two elements are covered then you don’t have anything to worry about. Right?
Not quite. While it should not be an expectation that you have a programming degree, and it would be inappropriate for you to have access to all of the proprietary code that is used at the firm, there is more to the technology that runs the investment tools than just the ON/OFF. Also, many times, the client/investor is talking to an investment advisor and it is not uncommon that they do not fully know whether or not the technology is working correctly at their firm. After all, if something is “broken” is it likely that the technology department “wants to” go running to the advisors who deal with clients and give them the “worst case scenario?” It is more likely that they will spend their time trying to fix it than to enlighten the advisors prematurely.
Stock trading can be a very profitable venture. In fact, earnings are almost unlimited. Trading stocks from home is a way to make money with a high degree of flexibility. You can work in your spare time, while holding down a full-time job, or even work from home, while raising your children. Many individuals enjoy… Read more
I wrote an article a while back, Investment Banking and Chemical MA. I was reading through my articles and noticed that the Valence Group is a chemical advisory. But what is a chemical advisory, and more importantly, how does that relate to chemical mergers and acquisitions, and specifically, investments? We already know that the Valence… Read more
The definition of a market trend is simply the movement within a financial market over a period of time. Using varying forms of technical analysis, market trends are recognized in order to help predict price in response to the course of the market. There are three types of market trends: secular trends, primary trends, and secondary trends. Secular trends are movements in a particular direction and are characterized as an occurrence that of which are neither cyclical nor seasonal and exists over an extended period of time, usually five to 25 years. Primary trends are supported throughout the entire financial market, not only segments or sectors, and usually have a duration of a year or greater. Secondary trends are short term directions in price within a primary trend. Secondary trends usually last for a few weeks up to a few months. Within these trends, sectors of the market or the entire market can be classified as showing signs of being either bearish or bullish, meaning the price of securities are rising or falling and will continue to so over a period of time. Bull Market In times of a bull market, security prices, once again, in certain sectors or as a whole, are increasing and/or expecting to increase and also show signs of increasing at a more rapid rate than the historic average.